HCI is an approved provider of first-time home-buyer education to satisfy the requirements for the following programs:

• Montgomery County Moderately-priced Dwelling Unit (MPDU) program. 

• Montgomery County Housing Opportunities Commission (HOC) First Trust Mortgage Purchase Program which provides home financing for qualified households through Participating Lenders.

• Montgomery County Housing Opportunities Commission (HOC) Revolving Closing Cost Assistance Loan.

• Rockville City's R.E.A.C.H.  Closing Cost and Downpayment Assistance Loan.

• Maryland Mortgage Program (CDA) More House 4 Less/Downpayment & Closing Cost Assistance programs.  For details on these program, consult a Participating Lender.

The First-time Home-buyer seminars are 3 hours long and are taught by experienced Realtors, Loan Officers and Settlement Attorneys.  Click here to Register for Next FTHB Seminar.  The seminar covers:

• Getting Ready - financial fitness for homeownership

• Obtaining Financing - the loan application process

• Selecting the Home, Contracting for Sale, Due Diligence

• Getting to the Settlement Table and beyond

Home-buyers who have successfully participated in the MPDU and HOC programs will be invited to participate in a Post-purchase Seminar. Click here to Register for Next Post-Purchase Seminar.  These seminars cover topics such as:

• Keeping Records - Important Documents

• Property Tax and other tax considerations

• Understanding the Mortgage, Re-financing

• Common Ownership (Condo/HOA) Issues

• Household Budgeting, Avoiding Foreclosure

• Maintenance & Repairs

• Managing Risk - Insurance

• When it's time to Sell